Hey Dave,
I typically apply a different setup for some things so weight carried vs worn bases itself more in reality. Warn armor I put at 1/3 the actual weight listed. When you wearing it does not feel like your wearing its weight till you get into the Metal armors. And yes I've worn several types of Real Armor personally, so from experience. As for the metal armors, Well fitted will feel like 1/3rd the weight, but unfitted like 1/2 the weight. For Belt attached Items, 1/2 weight, Backpack the same. but if in a large sack carried over the shoulder I'd put full weight.
So and Example: Paladin wearing fitted full plate (1/3 weight), wearing 2 belt pouches and a backpack, could carry in those bags (at 1/2 weight) up to his encumbrance. Which would more than double his listed encumbrance rating (Double weight for the bags/pack, 2/3 for the armor). That said, finding a set of Armor on a monster and trying to carry it around should apply its full weight. Finding Non-Magical armor and trying to wear it unless the player rolls a 10% chance will be at 1/2 weight till it's brought to an Armorer to get it fitted. Magical armor I have autofitted to any that try it on.
Bob
Last edited by BlackKnight (3/14/2021 1:15 pm)