Because I intend to use the "players roll all dice variant" I get to use both systems, intuitive to both sides of the screen. On the player end, they just add their armor+shield+DEX+other bonus to their D20 defense check vs 11+monster's to hit bonus. On my end, I get to use the monster ACs as is, adding it to their D20 roll to hit DC20.
"Role-playing isn't storytelling. If the dungeon master is directing it, it's not a game." ~ Gary Gygax